Insurance Coverage

Few individuals ever think about their insurance coverage until they need it. When the need arises, it may be difficult for you to understand the terms of your insurance coverage and whether you are entitled to benefits under the terms of your insurance policy. At Gavett, Datt & Barish, P.C., we represent individuals in Maryland, the District of Columbia, and Virginia, offering advice on the scope of insurance coverage, and, where necessary, representing individuals in disputes with insurance companies who have denied their claims.

Our attorneys are committed to advocating on behalf of our clients. They are experienced not only in negotiating with insurance companies in order to obtain settlements to provide coverage, but also in aggressively litigating in the courtroom when settlement talks fail.

Insurance companies often make determining coverage difficult for the average individual. The exact benefits are generally clouded by incomprehensible terminology. When you need to make a claim, you may be in the dark about what coverage you are actually entitled to obtain. Our knowledgeable attorneys have the experience to represent you in your claim.

For our clients who have been injured in auto accidents, the need for adequate, speedy resolution of a claim is important. While the law may allow recovery under the at-fault driver's benefits as well as your own, it can be frustrating to determine which policy provides what benefit, especially when multiple insurers are responsible for a claim. Similarly, clients who are entitled to professional liability coverage or disability benefits often have a difficult time understanding and disputing the reasons why they have been denied coverage of a particular claim. Our attorneys are experienced in working on behalf of our clients to obtain the compensation to which they are entitled.

Our firm will prepare your claims and file them as required in order for you to pursue your benefits. Certain insurance coverages require specific methods of filing during a prescribed period of time in order to obtain the benefits. It is important that you have a skilled attorney on your side to ensure that you receive the compensation available.

If you are having difficulty obtaining the insurance coverage you are owed, contact our offices for a consultation.